SIP Calculator

SIP Calculator - Calculate Mutual Fund Returns with Graph

The SIP Calculator by SiD X Tool helps you easily calculate the future value of your mutual fund investments through SIP (Systematic Investment Plan). Simply enter your monthly investment amount, duration, and expected annual return, and the tool will show your total investment, estimated returns, and maturity value — with a clear, interactive graph.

📌 What is a SIP?

SIP stands for Systematic Investment Plan — a disciplined way of investing a fixed amount every month in mutual funds. It’s ideal for long-term wealth creation through compounding.

📈 What This Calculator Shows

• Total Invested Amount
• Estimated Returns
• Final Value at Maturity
• Annualized Return
• Interactive bar chart: Investment vs Returns

📐 Formula Used

Future Value (FV) = P × [((1 + r)ⁿ – 1) ÷ r] × (1 + r)

• P = Monthly investment amount
• r = Expected monthly return rate (annual rate ÷ 12 ÷ 100)
• n = Total number of months

🎯 Key Features

• Real-time SIP return calculation
• Fully customizable inputs: amount, years, and return rate
• Interactive graph showing year-wise growth
• Clean, mobile-friendly, and fast interface
• No login or registration needed

✅ Example

• Monthly SIP: ₹10,000
• Investment Period: 15 years
• Expected Return: 12% annually
• Total Invested: ₹18,00,000
• Maturity Value: ₹50,45,760
• Estimated Returns: ₹32,45,760

💡 Use Cases

• Planning retirement savings
• Setting investment goals for a house, car, or education
• Comparing SIP returns with other options
• Visualizing the power of compounding with a chart

FAQs

• Q: Can I use decimals for input?
  A: Yes, all inputs accept decimals for accuracy.
• Q: Is the graph interactive?
  A: Yes, it dynamically updates with your inputs.
• Q: Is this calculator free?
  A: 100% free, no login required.
• Q: Does this work on mobile?
  A: Yes, the tool is fully responsive for all devices.

Conclusion

The SIP Calculator by SiD X Tool makes it easy to plan and visualize your mutual fund investments. Whether you're saving for retirement, education, or any long-term goal, this calculator gives you a clear picture of how much wealth you can build. Try it now and take control of your financial future!